GLOSSARY

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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TOP PLATE

In frame construction, the horizontal member which caps and connects the studs; the top horizontal member to which the rafters or ceiling joists are fastened.


TOPICAL TREATMENT

A surface treatment.


TOTAL LOSS

1. The complete destruction of property beyond reasonable repair. 2. Losses that exceed policy limits.


TOXIC SUBSTANCE

Any substance that can cause acute or chronic injury to the human body, or which is suspected of being able to cause diseases or injury under some conditions.


TOXICITY

The sum adverse effects resulting from exposure to a material, generally through the mouth, skin or respiratory tract.


TOXIN

A poisonous substance produced by micro organism cells, particularly bacteria and fungi.


TRAP (U BEND)

A plumbing/drainage device to maintain a water seal against sewer gases, air, and odours.


TRIAGE ? EMERGENCY- STABILISATION

Works that are undertaken, often without formal contract, to mitigate (stop the damage process) .


TRIM

Visible mouldings such as baseboards, cornices, casings, installed to cover or protect joints, edges, or ends of other materials; metal fittings designed for the same purpose; to shave or fit precisely.


TRUSS

An engineered framing device in which smaller and lighter lumber is assembled to support loads normally requiring heavier and more costly solid lumber, often performing the combined function of rafter and ceiling joist.